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0:00fanduel stardust charge on credit card  I can’t speak for off shore books

FanDuel - Sportsbook. At The Orleans Hotel & Casino, 4500 West Tropicana Avenue (at Arville), Las Vegas, Nevada 89103, directly adjacent to the resort's oasis-style outdoor recreation and pool area. by Chuck. Check out our FAQs page for answers to your most frequently asked questions. Parking for guests who arrive via Motorcycle is available at the Main Street Station, behind the Parking Garage in the open lot under the freeway. Freeze or Cancel the Card. Chat with us LIVE by clicking on the “Chat with an Expert” button on the bottom right of this screen. This comes almost eight months after the gaming and hospitality firm announced the relaunch of the brand, with that return coming in the form. The most popular Mastercard and Visa betting sites are BetMGM, Caesars Sportsbook, Bet365, DraftKings Sportsbook, and FanDuel Sportsbook. FanDuel will be rebranding its Betfair Casino in New Jersey with the Stardust name while a new. These are located in Part B - House Rules for FanDuel Sportsbook. Discover has no annual fee on any of our cards. Provide your name, address and account number, and note the: Reason that you are. Send us a DM on Twitter at our support handle @FanDuel_Support , or a private message on Facebook. I established an account with Bookmaker at the beginning of December. , BBB helps resolve disputes with the services or products a business provides. The line is available to anyone with the number and the calls end quickly thanks to effective customer support help. You will. Offer is based on availability. FanDuel takes a reasonable commission, about 10 percent, and that amount has not increased as the brand has become more successful. You can try any of the methods below to contact FanDuel Sportsbook & Casino. New players at FanDuel have many different deposit methods to select from to get started with. You can select the amount and return the funds to the. Third parties are also prohibited from providing individuals with money to place wagers and legal means may be pursued if FanDuel becomes aware of such activity. Valid for stays between November 13, 2023 until June 30, 2024. I wrote Fanduel but they keep saying they investigate. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. Each credit card chargeback transaction that you initiate will be assessed a $5. Discover ® and the Discover Acceptance Mark are service marks used by Sutton Bank under license from Discover Financial. 2: Select withdraw. Saturday Promo Code. 4. Blackout dates and length of stay restrictions may apply. Offer is based on availability. 18. 1 1953 ratings Review Exclusive $1,000 Play it Again Bonus 21+. Here is a step-by-step procedure to get you up and running: Go to FanDuel and create an account with the sportsbook. and get up to $1000 back in site credit if you're down after your first day. Confirm that the charge warrants disputing. Joseph Garrison is accused. Live Dealer Three Card Poker. FanDuel can also send you a physical check in the mail. This card is issued by Sutton Bank Member FDIC. FanDuel Casino is a leading option for online casino users in New Jersey. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. r/sportsbook: the sports betting subreddit. Agree to the terms and then click on the “enroll” button. See the line-up and cover charge info for each weekend below. At FanDuel Sportsbook, you decide what to put your money on, including live in-game wagering, cross-sport parlays, futures, teasers, round robins, numerous prop bets, and more! With FanDuel Sportsbook, getting started and betting is quick and simple: 1. If you choose the 1099 E-File Service, Intuit will e-file. FanDuel Sportsbook. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. At Domestic ATMs- 2. Must be at least 21 years of age. Collect 3 trophies and win up to $2,000 in site credit . 🥈2. Offer is based on availability. The following is a complete list of fees that apply to your Account. These are located in Part B - House Rules for FanDuel Sportsbook. 1. How to Withdraw Money From FanDuel Sportsbook. This is money you have from winnings across FanDuel!FanDuel and Boyd Gaming Corporation announced their plans to launch a shared venture with the Stardust-branded online casino in Pennsylvania and New Jersey. LIVE Chat: Select “Live Chat" at the bottom-right of this screen to get answers from our agents. Credit card will have a pending authorization for up to 14 business days. m. Collect winnings from your casino app or loyalty card and transfer them to your Play+ account. Must be 21+ and present in MI. Discover ® and the Discover Acceptance Mark are service marks used by Sutton Bank under license from Discover Financial Services. , but must. FanDuel's withdrawal options include online banking, PayPal, physical check, cash at the casino, and Venmo. Wheel of Fortune Megaways (BTG) Based on the long-running TV show, FanDuel Wheel of Fortune Megaways is another sky-high RTP title you should try. You can also call Customer Service at 877-220-3988 and use the automated service. 56-lane bowling center featuring BES-X Entertainment System. you'll usually have a credit card grace period of at least 21 days to pay off purchases before. Some lenders charge a yearly fee to use a card. , Atlantic City, NJ 08401, or through the FanDuel Sportsbook Cage at New Meadowlands Racetrack located at 1 Racetrack Drive, East Rutherford, NJ. Reporting Unauthorized Credit Card Charges. If email is your preference, you can. BIU will not charge you for the deposit and withdrawal of funds to or from your Account in the normal course of events. FanDuel Support Canada Customer Secure Login Page. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. Following a decade of success in Europe providing its Instant Payouts offering to bank accounts, Swedish FinTech company Trustly on Monday (Sept. Apply online for the prepaid card. With a charge card, you have to pay the whole balance to avoid a late fee. List of all fees for the FanDuel and Stardust Prepaid Play+ Program: Register your card for FDIC insurance eligibility and other protections. Offer is based on availability. Withdrawals from your Account can be requested via ACH, check, PayPal, or the Stardust/FanDuel Prepaid Card, through the Golden Nugget Atlantic City cage located at Huron & Brigantine Blvd. The daily deposit limit is $10,000 for VIP FanDuel Prepaid. FanDuel Sportsbook’s flagship offer is a Bet $5, Get $200 in bonus bets offer. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. 20) announced the expansion of its service in the U. Refund issued as non-withdrawable casino-only site credit that expires 7 days after receipt. Please note, use of a debit card will result in a $100 charge and will take up to 30 business days to be refunded. CSS ErrorFanDuel is among the best and most popular online sportsbooks and fantasy sports leagues. Blackout dates may apply. The Stardust Resort and Casino was one of the. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. Note that Venmo is only available if you make a deposit with Venmo. You can do so via major credit cards or Paypal at FanDuel and the minimum deposit starts at $10. 1 Deposits from wagering account may not cause Account balance to exceed Account Maximum Balance. Choose Credit/Debit Card, select the amount to deposit, and enter your card number, expiration date, and security code. FanDuel Casino customers also have access to the Reward Machine, the new daily free to play game that offers you the change to win up $2,000 in Casino bonus. 02 decided in my favor 1 year ago, they suspended. 2. How to play. Smoking PolicyFanDuel Sportsbook is offering new users a chance to get $150 in Bonus Bets. Your funds will be. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. in New Jersey on Sept. If email is your preference, you can. For requesting payouts, there is a monthly. FanDuel offers daily fantasy contests for cash prizes & legal wagering on sports betting markets for all major sports. if o am not able to sign in to FanDuel can the charge to put on my Motor city casino card as a credit. You can only fund your TVG account with one US-based PayPal account. Note that in most cases this will incur a $2 charge. Social Media: Send us a DM on Twitter at our support handle @FanDuel_Support , or a private message on Facebook. Blackout dates may apply. Can we help you. Log in Join. How to Deposit via ApplePay. In Deposits select VISA Debit card. Send us a DM on Twitter at our support handle @FanDuel_Support , or a private message on Facebook. Sign up today and to take advantage of the Play It Again bonus, worth up to $1,000 in site credits if you’re down after your initial 24 hours of betting. Must be at least 21 years of age. Instant Wins: Match any three symbols and existing players could win the following in site credit: Cherries Lucky. 30,000 square feet of tastefully appointed banquet & meeting space. Sign up to FanDuel Casino today and get up to $1,000 back if you’re down after your first day. The famed Stardust Casino is being revived online by Boyd Gaming and FanDuel in Pennsylvania and New Jersey. These include: Colorado, Illinois, Indiana, Tennessee, Virginia, Michigan, Arizona, Connecticut, New York, Louisiana, Wyoming, Kansas, Maryland, Ohio, and Kentucky. One was for $25 and this one is $20. I can remove credit cards from my account I’ll still receive the newsletter its a violation of their terms to have multiple accounts to let them know if I have any questions Well, the one thing I needed help with they didn’t even address. Must be at least 21 years of age. [Your account number] Dear [Contact Person or Billing Inquiries Division]: I am writing to dispute a double charge of [$_____] to my [credit or debit card] account on 2023. The FanDuel online sportsbook is among the most trustworthy and reputable daily fantasy. Blackout dates may apply. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. The Stardust Casino will be built on FanDuel's proprietary front-end, apps and player account management system. Now it’s happening again. For example, if you deposit $500, and lose $150 playing any casino game, including slots, roulette, video poker or blackjack, FanDuel will credit your account with $150 in site credit. Spend winnings directly from your Play+ account. Author: Greenville, South Carolina. Monthly Deposit Limits. Just like online shopping, double check to make sure the name, card number, expiration date, security code, and state/zip code all match the account information associated with your card. We would like to show you a description here but the site won’t allow us. Reply. The sites will launch in Pennsylvania and New Jersey in April. Win. 10:43 AM. Go to FanDuel and create an account with the sportsbook. This led to the launch of a free-to-play social casino offering in July 2020, available all across the US. Offer is based on availability. FanDuel Prepaid Card; PayPal/ Venmo; ACH/eCheck) Visa/Mastercard; Wire Transfer; You can also check out our guide on using prepaid cards at FanDuel sportsbook. New FanDuel customers can receive a “Bet $5, Get $150 in Bonus Bets” offer. I haven’t bet on any games in probably two weeks. The FanDuel online sportsbook is among the most trustworthy and reputable daily fantasy sports websites and sportsbooks. However, PayPal normally charges a 2. Discover ® and the Discover Acceptance Mark are service marks used by Sutton Bank under license from Discover Financial. FanDuel was one of the latest daily fantasy sites to add on a single game format. Boyd Gaming and FanDuel are working together to launch Stardust-branded online casinos in both New Jersey and. Offer is based on availability. Over-the-Credit-Limit None Return Payment Up to $37. However, a 3% fee is charged when you send money to a friend via your credit card. That also applies to pre-paid cards and some gift cards. Just be aware that your credit card company will likely impose a transaction fee. some charges may apply in some cases to reflect the cost incurred by BIU as a result of processing excessive transactions. Must be at least 21 years of age. All these different tools work flawlessly and many work very quickly as well. Debit card; Credit card; Cast at affiliated retail sportsbook; Withdrawal options will generally look similar. The current wait time for a first response is 12 hours, . Two charges to Stardust Casino, NJ (I believe this was online) and two charges to Walmart. In all disputes arising out of the determination of the winner of FanDuel contests, FanDuel Inc is the sole judge and its actions are final and binding. You would then have to use your credit card to deposit money into the account. Discover ® and the Discover Acceptance Mark are service marks used by Sutton Bank under license from Discover Financial Services. 1. The thing is , If you dispute a charge from an online gambling merchant and the merchant refunds all of your money, then the dispute is generally considered resolved. Bettors can sign up for a Play+ card and fund it electronically to make same-day deposits to licensed betting sites. Use it anywhere they accept Discover. Chat with our Support Team. 2. Therefore, we’re here to let you know which states you can. Offer is based on availability. WalletHub's Take: The Brex Corporate Card for Startups is a business credit card with no personal guarantee for companies that have at least $100,000 in the bank. PayNearMe. Single Game Style. The following is a complete list of fees that apply to your Account. I’ve been using crypto for deposits on most sites, or online banking if crypto isn’t available so haven’t had to verify a card in a while. Come back often to check out the last casino promotions that FanDuel Casino has to offer! GAMBLING PROBLEM? Call 1-800-270-7117. Must be at least 21 years of age. Also, the FanDuel Stardust charge is a transaction fee that is applied to some deposits made to the FanDuel Sportsbook using the Stardust prepaid card. Account Product Service Payments and Charges. Every Valley Forge employee is dedicated to a culture of impeccable. Must be at least 21 years of age. Support said my first. VIP FanDuel Prepaid Card. 5% of the transaction amount, subject to a minimum of Rs. If you use your Apple ID or Facebook account to log in to a FanDuel app, you will need to reset your password. • 4 yr. 1: Open your account profile. Must be at least 21 years of age. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. October 19, 2023 The FanDuel Prepaid Cards offer a convenient and fast payment alternative for you as a sports bettor at one of America’s most popular online. Blackout dates may apply. ACH, PayPal, and Stardust/FanDuel Prepaid Card withdrawal requests will be processed within three (3) business days. Like Caesars, it offers a lucrative welcome bonus (20% deposit match up to $5,000) and competitive odds on most betting markets. 37 Comments. The table given below shows cash advance fee on some popular credit cards-. **. See front desk for directions. 500 whichever is higher. Offer is based on availability. FanDuel players have a choice of 160 games at the time of writing — below the expected US average of 300-500. Unibet Sportsbook. H3llsWindStaff. Never got a cent of the money, took FanDuel about 6 months for me to get my account back. News. Blackout dates may apply. The new plan is to team up with FanDuel and relaunch the Stardust as an online casino platform. Here are all of the FanDuel Sportsbook withdrawal options available, for now: PayPal. The monthly deposit limit is $10000 for Standard FanDuel Prepaid Card. January 20, 2022, 12:00. Once you get it, it is automatically attached to your account. Debit/Credit Card – Debit/credit cards offer a. Upon successful registration you will have the opportunity to add funds to the card immediately using a credit or debit card, PayPal, or Online Banking. Must be at least 21 years of age. Fee is rounded up or down to nearest $. Top up the card with Visa, Mastercard or ACH. Visa/MasterCard credit and debit cards. Wire transfer. This is especially relevant now that online sports betting is. Credit Cards. Credit card deposits are accepted and there is a limit of $10. Our VIPs enjoy exclusive promotions & bonuses, exciting events and a personal account manager. Click on the top right icon if you are on your computer or the bottom right icon if using the app. Draft Kings works the same exact way also where they send you that prepaid card. 3. Show more. However, some credit card providers do not allow transactions with online gaming providers, which may apply to their prepaid cards as well. If you're with capital one then you're probably SOL as I hear they don't help their customers. , Atlantic City, NJ 08401, or through the FanDuel Sportsbook Cage at New Meadowlands Racetrack located at 1 Racetrack Drive, East Rutherford, NJ 07073. Download 'The Google Authenticator app from App Store. You can provide a reason if you want, but there is no requirement to do so. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. Cash advance fee: This is a one-time. Will I pay a fee on FanDuel Racing If I deposit with my debit or credit card? FanDuel Racing does not charge any fee for debit or credit card deposits! You can also. How the Dispute Process Works. Number of Views 23. Significant operators such as. Credit cards issued by Chase now can be used to place bets at advance deposit wagering companies online. have you tried chatting with us instead? *Full NameGo to your Account page by clicking the button at the bottom right of the FanDuel home screen. have you tried chatting with us instead? *Full NameThis card is issued by Sutton Bank Member FDIC. Some common credit card fees include annual fees, foreign transaction fees, and late payment fees. Another thing the amount I put in only worked when I selected one of the recommended. Most sportsbooks offer new customer signup bonuses, and FanDuel has one of the best in the industry. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. However I occurs a $100. My credit card was charged $100. Valid photo ID and Credit card will be required for $50 security deposit at time of check-in. Smoking PolicyPlay now at FanDuel Casino. How We Will Calculate Your Balance: We use the daily balance method (including new transactions). Connect your account If you or someone you know has a gambling. Online casino players can use a prepaid card for instant deposits and very fast withdrawals at sites like BetMGM, FanDuel, and DraftKings. Once they verified it wasnt me who took the money out they did give me a $100 site credit like that made it better. 00 fee, applicable against any available cash balance. Credit cards that aren’t cash advances on sportsbooks. PayNearMe will charge a $3. PLEASE HAVE THE RIGHT PAYPAL. How do I win the FanDuel Reward Machine? You can win in three ways: Match any 3 symbols for an Instant Win . This includes FanDuel Casino and Betfair Casino. Customers can use the charge to purchase items such as clothing, electronics, books, music, groceries, and other goods. ×Sorry to interrupt. FanDuel Prepaid Play + – It takes up to 1 business day to withdraw your winnings with FanDuel Prepaid Play + card. 4%. Prepaid cards – get your finances ready in advance so you can focus on betting. 2. If you use your Apple ID or Facebook account to log in to a FanDuel app, you will need to reset your password. Loading. It's considered a cash advance. FanDuel, founded in 2009, played an integral role in the growth of Daily Fantasy Sports in the United States and is doing the same with online sports betting. This can be overcome in two ways: 1. All Emerald, Onyx, and Titanium Boyd Rewards cardholders can visit the pool any day with 3 additional guests. <noscript><img height="1" width="1" style="display:none" src="src=". Bet on professional football, soccer, basketball, baseball, golf, boxing, motorsports racing, and play casino games like blackjack, online roulette games, and slot. Blackout dates may apply. First seen on June 6, 2013, Last updated on June 6, 2013FanDuel Casino has new and exciting online casino promos for you to enhance your online gaming experience. FanDuel Coach. The charge also can be used for services such as travel and entertainment. You may opt to receive free balance alerts via email or by cell phone by adjusting your settings in the cardholder portal. sports and play casino games in Connecticut. Get answers to common questions. Send the letter so that it reaches your credit card issuer within 60 days from when the bill containing the questionable charge was mailed to you. This card is issued by Sutton Bank Member FDIC. This card is issued by Sutton Bank Member FDIC. Venmo also offers a fast cash-a-check feature with a 5% charge. FanDuel and Stardust Prepaid Play+ is offered by Sutton Bank in conjunction with the Bank’s program manager, Sightline Payments LLC (“Sightline”). 18. It will look similar to this: This will show how much money you can take out from your FanDuel account, including any unused money from your deposits. Cameras are up, along with enough LED solar powered motion lights to make sure the ISS can see us. Common credit card fees. You'll see the balance of any money accessible to take out of FanDuel. However, this is far from the current reality. Slots account for most of the game variety, with table games, live dealer games, video poker, and virtual sports rounding out the rest. LIVE Chat: We have agents live 24 hours a day, seven days a week to help answer your questions. Fees and limitations for withdrawals vary depending on the FanDuel payment option, just as they do for processing speed. Payment processors have the discretion to approve or deny deposits on DraftKings. They can use any of the methods outlined below, including credit and debit cards, PayPal, eCheck, bank transfer and others. Once you are logged in, you can either click on the settings icon in the upper right-hand corner or the “Deposit” button on the top right. This card is issued by Sutton Bank Member FDIC. Also, get 50 bonus spins after your first deposit. To understand this, let’s cover the basics first. It must be in your name and cannot be used to fund any other TVG. A major credit card is required to guarantee all reservations, and all major credit cards are accepted. To add funds to an existing FanDuel Prepaid Card, you must log into your casino account and navigate to the Deposit Page. Discover ® and the Discover Acceptance Mark are service marks used by Sutton Bank under license from Discover Financial Services. Neither do Wells Fargo cards. This card is issued by Sutton Bank Member FDIC. 00. If you can help me, I’ll cash app you $500. 3. Blackout dates may apply. 1 Financial Institutions may charge a cash advance fee for this type of transaction. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. 5 contacts you choose to submit; 2. You can check your Play+ account balance for free online by logging into the cardholder portal. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. It will look similar to this: This will. Must be at least 21 years of age. Offer is based on availability. 2. 1. Sometimes, distributions are available to participants on the prepaid credit card even when the fresh prepaid credit card wasn’t familiar with make the first deposit. STARDUST ROOM HUNTSVILLE TX Learn about the "Stardust Room Huntsville Tx " charge and why it appears on your credit card statement. For example, if you deposit $500, and lose $150 playing any casino game, including slots, roulette, video poker or blackjack, FanDuel will credit your account with $150 in site credit. The live casino offers 15 titles, mostly blackjack. FanDuel Sportsbook offers bettors the option to make secure deposits and withdrawals via the FanDuel PrePaid. DEBIT/ CREDIT CARDS: Debit/credit cards with a MasterCard/VISA logo can be used to make deposits. Share bet slips, Fanduel promos, Fanduel bonuses. From there, your FanDuel withdrawal time for debit or credit cards will usually be about 2 business days. Step 2. Here’s why. S. Never got a cent of the money, took FanDuel about 6 months for me to get my account back. The weekly deposit limit is $4,500 for Standard FanDuel Prepaid Card. There are no monthly fees. I know that HSBC cards do. 10:43 AM. Customer service was completely clueless but did notify me the charges were made using my virtual card. Single Game Style. If you have net losses after 24 hours, Stardust Casino will refund your losses with up to $200 in site credit. 8 location; 2. “The new Stardust Casino will retain all of the great games that customers love on Betfair Casino while incorporating a new stylish. 600-seat Bingo Parlor. Check. Types of Charges. Withdrawals from your Account can be requested via ACH, check, PayPal, or the Stardust/FanDuel Prepaid Card, through the Golden Nugget Atlantic City cage located at Huron & Brigantine Blvd. State-of-the-art Race & Sports Book. The letter to your credit card company disputing a charge should contain certain details, according to the FTC. Only found one other result via google search that said the guy basically got away with it and had his account closed (obviously). Below, we have put together a detailed guide to help you do. There are no min/max withdrawal limits and FanDuel charges no fees for withdrawing. Then, you can also claim up to $500 in deposit match bonuses on your first three deposits of $10 or more. FanDuel and Stardust Prepaid Play+ is offered by Sutton Bank in conjunction with the Bank’s program manager, Sightline Payments LLC (“Sightline”). Customers can use the charge to purchase items such as clothing. Roxy’s Lounge, featuring live entertainment with No Cover Charge. This payment solution offers many advantages, such as enhanced security and fewer fees. Table | $0. Valid photo ID and Credit card will be required for $100 security deposit at time of check-in to hotel. This is money you have from winnings across FanDuel! FanDuel and Boyd Gaming Corporation announced their plans to launch a shared venture with the Stardust-branded online casino in Pennsylvania and New Jersey. . for your daily spend, both online and in-person. Must be at least 21 years of age. (ACH) VIP preferred e-Check. Each unique contest or sport may have specific rules, which you should consult in order to understand the parameters and terms for those games. You can imagine US banks and credit card issuers would be eager to really get into the industry and try and make their mark. Nightly rate does not include room tax, applicable hotel services fees, charges for optional incidentals or regulatory surcharges. Check out all daily promo codes for Stardust Casino below: Tuesday Promo Code TUESDAY10: Deposit $15, get 10 bonus spins. the amount of pushes which I’m sure fanduel considers a winning hand is alarming and unrealistic. Fanduel Stardust Charge on Debit Card is an efficient and secure payment solution that enables customers to use their debit cards to make deposits and withdrawals, as well as pay bills. Click on the blue "Withdraw funds" button. Must be at least 21 years of age. Simply click on the "FanDuel Coach," or "Chat with an Expert” button on the bottom right of this screen. There is a $5 credit/debit fee for each deposit made. FanDuel gives you the ultimate VIP betting experience. New sign-ups at FanDuel Online Casino can enjoy an exciting welcome bonus: Deposit $10, Get 50 Bonus Spins & Get Up to $1000 Back by simply signing up through. If you deposited $1,500 lose $1K, you will be credited with the max $1000 site credit, and if you win money, it’s yours to continue playing with or withdraw. Online Casinos: Fanduel. The FanDuel Sportsbook app available on both iOS and Android is a great way. Show more. Our luxurious and exciting casino floor features 850 of the hottest and most popular slot machines, along with 50 of the best table games, including Blackjack, Craps, Roulette, Pai Gow Poker, and. Venmo. The games frequently don’t load. Use your debit or credit card to fund your Play+ account. Log in with your Stardust credentials.